Your Dream Home is Our Mission

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Get in Touch

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Get in Touch

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Hi, I'm !

With over 27 years of experience in Florida's dynamic real estate sector, I bring a wealth of knowledge and a deep understanding of the journey involved in buying or selling a home. My mission is to provide exceptional customer service, recognizing that effective communication is the cornerstone of successful real estate transactions.

I relocated to Florida in 1993 from Pennsylvania and have spent decades exploring the Sunshine State’s many treasures. I currently reside in Dunnellon, nestled on Florida’s nature coast and home to the stunning Rainbow Springs. This journey has not only deepened my appreciation for Florida’s unique communities but also enhanced my ability to connect clients with the perfect home or buyer.


My professional background spans various facets of the real estate industry, including roles as a mortgage professional and investor. Additionally, my husband and I owned an electrical contracting company, equipping me with extensive knowledge of building codes, permitting, and zoning regulations—insights that provide added value to my clients.


 

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    My dedication to exceptional client service does not cease with the completion of the sale. I pride myself on providing continued client satisfaction long after the initial transaction as I continue to serve your best interest. In an ever-changing market, I know that it is imperative that both buyers and sellers are consistently provided the most up-to-date information necessary to make the most accurate of decisions. 

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Professional Services

Buyers Representative

As your Buyer's Representative, we can make the process of house hunting much easier and more efficient than if you did it all yourself. 

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    With my market knowledge and industry insights, I aim to facilitate your home search process effectively. I specialize in streamlining the search by identifying properties that align with your preferences and budgetary constraints. 


    Throughout our collaboration, I will guide you through the intricacies of contracts, inspections, and closing procedures, ensuring a seamless and enjoyable experience. 


    Rest assured, I am committed to providing you with peace of mind, knowing that every aspect of your home purchase is meticulously managed and personalized to meet your specific needs.

Sellers Representative

Selling a house on your own can be a daunting task, but with Tammy, a trusted real estate professional by your side, it becomes a breeze.

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    We can help you get financing, guide you to local neighborhoods, help you determine your budget, and prioritize a list of essential features that you need in your next home. We'll save you valuable time by finding the properties that best suit your requirements, and will show you only the most promising ones.


    Once you've found a place that catches your eye, we'll look at comparable properties in the area to help determine a purchase offer. Then we'll negotiate on your behalf with the seller to make sure you get the most favorable terms.


    It's our job to look after your best interests.


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Areas of Specialty

Negotiations

Customer Service

Home Search

Comparative Market Analysis

Market Knowledge

Market Trends

Property Values

Neighborhood Developments

Areas Covered

Ocala

Dunnellon

Crystal River

Citrus Springs

Beverly Hills

Homosassa

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Why Work With Me?

My top-notch customer service and commitment to our clients is second-to-none.

Market Expertise

Market knowledge goes beyond simply knowing the neighborhoods. Ask me about the school district, available parking, or standard bedroom sizes in the area.

Client-Focused

Your time is valuable. That's why I will take the time upfront to understand your unique wants, needs and dislikes to ensure the rest of our time together is productive as possible.

Responsive

You have questions and I have answers. I'll make sure that you feel confident and empowered when it comes to make important real estate and purchasing decisions.

Referral Network

This industry is all about who you know. I can connect you with the top mortgage brokers, real estate attorneys, home inspectors, home stagers, and more.

WHAT MY CLIENTS SAY

We called Tammy to show us a house she had listed and ended up looking at several others during our search that she had not listed. We didn’t have to commit to her alone but ended up calling her for other houses. Tammy drove all over the place to let us see homes and was never pushy or impatient. She also helped us with getting surveys, inspections, insurance quotes, and reviewing the house several times for repairs before closing. Tammy is very familiar with Florida and also with home construction as she has personally bought, sold and built homes for herself. She is easy going and offered suggestions for local attractions in the area. We enjoyed doing business with her and now consider her a friend.

~ Lisa


I can’t speak highly enough of Tammy Germain as our real estate agent. Her professionalism, knowledge, honesty, integrity and hard work ethics are very much appreciated and respected. She is detail oriented, honest, and a great person to work with. I'm an out of state buyer and she went out of her way in finding me the perfect home. I cant say enough THANK YOU Tammy!!!


- Mike H.

Tammy was great to work with. Very good communicating with us through the process and was able to market and sell our house quickly.


- Keegan R.

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